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Comparing your results… We're done, you'll now be redirected After checking 30 lenders a loan wasn't possible on this occasion - but don't worry, we are passing you to our partner Money Wellness to look at alternatives. Good news, You’ve been matched with a loan through our panel. We’ll redirect you now to complete your application.

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Borrow £100 to £10,000
We search over 20 lenders
1
Loan Details
79.5% APR Representative
2
Tell us about yourself
Your personal details are needed to match you to the best loan rates or, in some circumstances, alternative products and services available. We will provide our panel of lenders and brokers with these details to check your eligibility and carry out a soft search. If we can't match you to a loan, we will also share your details with firms who provide alternative products and services which we believe may be suitable. This will not affect your credit rating. See our privacy policy for more information.
Car loan
Pay off
debts
Home improvements
Pay bills
Short term
cash
Other
If you're struggling with debt see our FAQ's.

Please choose the option closest to your circumstances, or if none are applicable, choose "Other"

Mr
Miss
Mrs
Ms

We will use your personal information as explained in our privacy policy.

We will use your personal information as explained in our privacy policy.
Lenders use eligibility criteria to assess credit applications which can include your age, for more information please see our FAQ's.
100% confidential - no one will ever call you
Single
Married
Divorced
Other
None
1
2
3+

Please include any children, family members or household members who fully rely on you for anything financial.

Please include any children, family members or household members who fully rely on you for anything financial.
3
Your address details
We need to verify you have a permenant UK address.
We need to verify you have a permenant UK address.
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We just need to check you have a valid permanent UK address.

We just need to check you have a valid permanent UK address.
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We're sorry, we couldn't find your address, please try again or enter it manually.
Home
owner
Private
tenant
Council
tenant
Living with
family
Less than
1 Year
1 - 2 Years
2 - 3 Years
3 - 4 Years
4 - 5 Years
More than
5 years
4
Your employment status
Your loan quote is private - your employer won’t be informed.
Your loan quote is private - your employer won’t be informed.
Full time
Part time
Temporary
employment
Self
employed
Student working part time
Full time student
Retired
On
benefits
Unemployed
Lenders are unlikely to accept customer's who are on benefits. If you're struggling with debt see our FAQ's.
Lenders are unlikely to accept customer's who are unemployed. If you're struggling with debt see our FAQ's.
Lenders are less likely to accept customers who are students without regular income from employment, please see our FAQ's.

This process is 100% confidential – we will never inform your employer

This process is 100% confidential – we will never inform your employer
Healthcare
Construction /
Manufacturing
Banking /
Insurance
Education /
Civil Service
Retail /
Hospitality
Telecom /
Utilities
Other Office
Based Industry
Other Non
Office Based
Military
Less than
1 Year
1 - 2
2 - 3
3 - 4
4 - 5
More than
5 Years
The loan amount you're looking to borrow is high when you take into consideration your age and total annual income. More info.

This is how much you are paid after deductions such as tax, national insurance etc.

Please specify your total benefit income. If you receive more than one type of benefits, please include all of them

Please specify your total monthly income. If you receive more than one type of income, please include all of them

Are you sure this is correct? Remember, this is your monthly take home income, not annual income.

This is how much you are paid after deductions such as tax, national insurance etc.
5
Your monthly outgoings
We need to understand your income & outgoings to find you the most suitable loan for your needs. Only include your share of outgoings.
We need to understand your income & outgoings to find you the most suitable loan for your needs. Only include your share of outgoings.

Please include any current loan or credit repayments.

Please include any current loan or credit repayments.

Other outgoings are payments you consistently make monthly, that are not included above.

Other outgoings are payments you consistently make monthly, that are not included above.

Please specify your share of your monthly council tax payments – an estimate is ok. Remember, if you split your bills, include only your portion here

Please specify your share of your monthly council tax payments – an estimate is ok. Remember, if you split your bills, include only your portion here

6
Bank verification
Finally we just need to verify you have a UK bank account.
Finally we just need to verify you have a UK bank account.
This is secure and cannot be used to take any repayments from you. Your repayment details are taken after you receive your no obligation quote and proceed.
Visa
Mastercard
I don't have a
debit card

This is just for confirmation – you need to have a valid UK debit card to be eligible for a loan.

This is just for confirmation – you need to have a valid UK debit card to be eligible for a loan.

We cannot use these details to take any repayments from you. Your repayment details are taken after you receive your no obligation quote and proceed.

BRAND NEW FOR 2018

Try our brand new autoQuote service exclusive to Loanly.

We automatically check and let you know when you qualify for a new loan or credit product.

Free service No impact to your credit rating

If you would like to use this service, please select your preferred frequency:

Monthly
Every
3 months
When I
qualify
Never

AutoQuote powered by Loanly will store the information you’ve provided on this form and re-submit it to our select panel of credit providers and brokers at the frequency selected by you. In order to determine your eligibility for a new loan or credit product, they’ll perform a soft search on each occasion – this will not affect your credit score. Each time autoQuote finds a new loan deal for you, we’ll let you know by SMS.

By submitting your application form, you are agreeing with our terms and conditions and confirming that you have read our privacy policy. You understand that Digitonomy Limited will carry out a soft search on your credit file to match you with the most suitable lender(s) or broker(s) on our panel, and that they may also carry out a soft search to assess your eligibility for the product you are applying for. These searches will only be visible to you and they will not affect your credit rating. If we cannot find you a loan, we may transfer you directly to alternative firms and services, such as credit builder tools, (these could incur a monthly fee if you choose to use them), or alternatively firms who provide debt advice.
We’d like to stay in contact with you using the details you have provided to make sure you find the product or service you’ve requested and to tell you about our related Credit cards
Guarantor Loans
Secured Loans
Debt Solutions
Credit Reporting
Home Credit
Bank Accounts
Finance Apps
Other lines of credit
Car Finance
products and services
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Contact us and FAQ's

If you have any questions or need help with your application please contact Loanly using this online form.

Will I be accepted for an unsecured loan?

Loanly can check whether you are likely to be accepted for a loan by the lenders on our panel. If we match you with a lender, there is a good chance you will be accepted for the loan provided the details you have provided to us are accurate. Lenders will typically review your credit report and look at your income, employment, and debt-to-income ratio to determine your ability to repay the loan.

What is a soft search?

A soft search is a way for lenders and brokers to check your creditworthiness without making an entry on your credit report. It does not affect your credit score and can give you an idea of your chances of getting approved for a loan or credit card. It is only visible to you on your credit report and can not be seen by other lenders on any future hard searches that are conducted.

What is a Representative APR?

Representative APR is the annual percentage rate that 51% of customers have been offered for the financial product that is being advertised. It gives you an idea of the overall cost of the loan including interest and any additional fees. Representative APR is often used to compare different credit products and their costs.

How much money can I borrow?

Loanly can search for loans between £100 and £10,000. You can choose to apply for any amount you wish, however you could find it harder to get approved for a greater loan amount – particularly if you have a low income in comparison to the monthly repayments or have ongoing credit obligations.

I’m worried about my finances, what can I do?

If you are worried about debt or your personal finances, you can take the first step towards getting back in control with free, impartial advice from moneyhelper.org.uk or take StepChange’s Money Health Check at stepchange.org.

I am on benefits; can I get a loan?

If benefit payments are your only source of income, you may find it difficult to be approved for a loan. Most lenders will not accept applicants who are unemployed. However, if you are in receipt of benefits in addition to a regular income from part or full-time employment, you may still be eligible for a loan.

I am a student; can I get a loan?

If you are a student in full-time education, you are unlikely to be eligible for a loan unless you have a reliable source of income from employment.

I am unemployed; can I get a loan?

If you are unemployed, it is unlikely that you will be approved for a loan. Most lenders will not consider loan applications where the applicant does not have a source of regular income to make repayments.

Can I get a loan to consolidate my existing debt?

Loanly may be able to help you find a loan to consolidate existing lines of credit. When looking to do so, you should consider whether the APR of the loan you are matched with is less than the APR of your existing debt. If it is lower, a debt consolidation loan could help to make your debt repayments more manageable. If you wish to get advice on any outstanding debts please visit StepChange.

What will happen if I am unsuccessful in my application?

If your application with Loanly does not return a match with any of our loan providers, we may show you alternative credit products which may be suitable for you. This might include credit card products, credit builder tools and debt management solutions. Loanly only soft searches your credit file, so your credit score will not be impacted regardless of the outcome of your application.