Loanly will never telephone you and will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.
Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.
Digitonomy Limited (trading as Loanly) is a credit broker not a lender. All Applications Subject to affordability, UK residents only.
Rates between 11.8% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.
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What to expect when finding a loan with Loanly
Your loan assistant
I'm your personal loan assistant. I do the hard work, and use your details to find the loan that's right for you!
What I need
All I need in return, is for you to answer some questions about yourself. Don't worry, it's a secure UK site and your details will only be used to find your best deal.
Behind the scenes
We share your details with our panel of over 20 lenders & brokers to find you the best loan quote.
We find you the best deal
With just one online form, we compare deals with over 20 of the best lenders & brokers and get the loan that's right for you.
Safe and secure
Everything we do is secure. Loanly uses 256-bit security, which in human terms, means your data is safe with us.
Loanly has no affect on your credit score
Getting a quote with Loanly doesn’t affect your credit score. And with just one quick form if you’re happy with your deal, you could have your cash sent today.*
Loanly is a UK-based credit broker, authorised and regulated by the Financial Conduct Authority.
Loanly search our panel of lenders, credit brokers and credit monitoring services to find the best loan for your individual circumstances. If you are accepted by one of our partners, you will be redirected to their website to complete your application.
No, Loanly do not charge any fees. Our service is free. We will never ask you to send us any money, vouchers codes, or payment of any kind.
Loanly can search for loans between £100 and £10,000. You should always think very carefully before applying for credit and you should never borrow more than you need or can afford to repay.
A ‘soft’ search is a way for lenders and brokers to check your creditworthiness without leaving a ‘footprint’ on your credit report. A ‘soft’ search can give you an idea of your chances of being approved for a loan or credit card. It does not affect your credit score. It is only visible on your credit report to you and cannot be seen by other lenders.
The Representative APR is the annual percentage rate that 51% of customers have been offered for the financial product that is being advertised. It gives you an idea of the overall cost of the loan including interest and any additional fees. Representative APR is often used to compare different credit products and their costs. The rate you will be offered depends on your lender and other factors, such as your credit score.
Once accepted, most loans are sent to your account on the same day. However, the time it takes to show in your account varies. It will depend on a variety of factors including the time of day that you make your application, and whether your bank accepts Faster Payments (some lenders may include an extra charge for this service).