Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

We compare loans from £100 to £10,000 from some of the UK's top lenders.

Get a loan from £100 to £10,000

We compare loans from over 20 of the top UK lenders & brokers with just one quick form. We save you the hard work and find you the best quote available.

We’ll compare your best loan quotes, and get your best deal

Only one
2 minute form.

No impact
to your credit score.

Secure
256-bit security.

Loan amount:

12 monthsFor how long?Over how many months

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Over 10,000 loans found every week ‡

49.9% APR Representative

Digitonomy is a credit broker and not a lender.

Representative example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable).

A bit short for time? Try our Quickcheck tool!

Our new tool allows you to calculate your chance of being accepted for a loan, in just 60 seconds!

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Short for time? Try our Quickcheck tool!

Our new tool allows you to calculate your chance of being accepted for a loan, in just 60 seconds!

Try Quickcheck

49.9% APR Representative

We’re a fully regulated and authorised credit broker and not a lender.

Meet Oscar, your personal loan assistant

What to expect when getting a loan with Loanly

Your loan assistant

I'm your personal loan assistant. I do the hard work, and use your details to get the loan that's right for you!

What I need

All I need in return, is for you to answer some questions about yourself. Don't worry, it's a secure UK site and your details will only be used to find your best deal.

Behind the scenes

We share your details with our panel of over 20 lenders & brokers to find you the best loan quote.

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Why is Loanly so great?

What makes Loanly so great?

Just some of the reasons that Loanly is different to other services.

We find you the best deal

With just one online form, we compare deals with over 20 of the best lenders & brokers and get the loan that's right for you.

Safe and secure

Everything we do is secure. Loanly uses 256-bit security, which in human terms, means your data is safe with us.

You've got nothing to lose

Getting a quote with Loanly doesn’t affect your credit score. And with just one quick form if you’re happy with your deal, you could have your cash sent today.*

Get my personalised quote

Can't get your head around it?

Here are some of our FAQ's to put your mind at ease.

How do I apply for a loan with you?

Simply decide how much you want to apply for and fill in the short online form. We'll search for a lender for you, and if approved, a loan agreement will be sent to you online. In some cases, your lender may need some verification of details such as employer or salary, but these can usually be sent online. If you agree to the lender's offer, the money will be transferred to your account, often on the same day. Once you get paid, you repay the loan and interest.

How much can I borrow?

The exact amount you can borrow depends on your personal circumstances and can differ by lender but loans are generally from £100 to £10,000.

What can I use the loan for?

Restrictions as to what you can use your loan for may vary by lender.

When will the money be in my account?

Once accepted, the money could be sent to your bank account in minutes, however some lenders may include an extra charge for this service. Most loans are paid into your account on the same day and without any transaction charges. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

What is the criteria for Loanly?

If you are over 18, receiving a regular income of £750 or more per month in full time employment, or £250 or more in part time employment, you are likely to meet the basic criteria. You will need a bank account with a valid debit card, be a UK resident and the lender must be able to prove your identity.

Can I apply for more than one loan?

We would not recommend you doing so. Lenders will require that you pay off your existing loan before approving you for a new loan. You should only borrow what you can afford to pay back on your next pay date to avoid further interest and charges and to avoid damaging your credit rating.

Do you use credit scoring or credit reference agencies?

We will carry out a soft search on your credit file to match you with the most suitable lender(s) or broker(s) on our panel, and they may also carry out a soft search to assess your eligibility for the product you are applying for. These searches will only be visible to you and they will not affect your credit rating.

Why is the APR range offered so wide?

We work with a vast range of lenders to enable customers with all range of circumstances to be able to find a loan, so our APRs have a large range - our prime lenders offers very low APRs from 9.3% APR and other lenders offer loans over shorter periods to our customers with bad credit ratings, which represent the upper end of our scale as the APRs are generally higher on these products.

When will I need to repay the loan?

Terms and conditions vary, however when you will be required to repay your loan will depend on which product you apply for. Full details of when your repayments will start, how often and when repayments will need to be made, the term and for how long the repayments need to be made will be explained on the loan agreement provided to you.

How do I repay the loan?

The payment is taken automatically using the debit card details you provided so it is essential that you have the required funds available to avoid further interest or late payment charges.

What is a Continuous Payment Authority?

Some lenders use CPA (continuous payment authority) to retrieve payment. This means that you authorise the lender to withdraw the funds from your bank account. They can also make multiple attempts to withdraw the money if it is not available. If you want to cancel your CPA, you can do this by contacting the lender or by contacting your bank and requesting a cancellation.

Is the information I submit when applying for a loan secure?

Yes. All your personal data is kept secure and confidential and we only keep it for as long as necessary. All the information you provide is stored in compliance with GDPR 2016 and kept secure in accordance with our privacy policy.

I don’t have a debit card - can I still apply?

It is a requirement that applicants have a debit card.

What if I have problems paying?

It is important that before applying for any type of credit you have made sure that you are able to make the repayments on the agreed date. If your circumstances change and you think you may be unable to repay the loan, it is important to speak to the lender straight away so they can discuss the ways in which they can help. If you are experiencing financial problems and have mounting debts, we would strongly advise you not to take additional loans from any credit providers and speak to somebody about your situation straight away. You can get free advice and support from a number of places, including Step Change Debt Charity, Citizens Advice Bureau & The National Debt Helpline.

How does Loanly get paid?

Loanly does not charge anything for using its service, however if you decide to go ahead and choose a Loan through Loanly, then your Lender may pay Loanly a commission.

‡ This is a weekly average of loans found between Nov 2019 and Feb 2020 across each of our websites including Loanly, Little Loans, Clever Loans, and Cash Flex.

Loan amounts available are £100 to £10,000 with terms from 3 months to 60 months.

*Once approved, your cash could be sent within minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Loanly is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders for the purposes of entering into short-term unsecured loan agreements.

Loanly does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.

Loanly is a registered Trading Name of Digitonomy Limited, Registered in England and Wales (Company number 08385135), Registered Office: Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Digitonomy Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 690249. Licenced by the Information Commissioners Office, (registration number ZA007309).

Loan amounts available are £100 to £10,000 with terms from 3 months to 60 months.

We compare loans from £100 to £10,000 from some of the UK's top lenders.

Get a loan from £100 to £10,000

We compare loans from over 20 of the top UK lenders & brokers with just one quick form. We save you the hard work and find you the best quote available.

We’ll compare your best loan quotes, and get your best deal

A bit short for time? Try our Quickcheck tool!

Short for time? Try our Quickcheck tool!

Meet Oscar, your personal loan assistant

Why is Loanly so great?

What makes Loanly so great?

Just some of the reasons that Loanly is different to other services.

Can't get your head around it?

How do I apply for a loan with you?

How much can I borrow?

What can I use the loan for?

When will the money be in my account?

What is the criteria for Loanly?

Can I apply for more than one loan?

Do you use credit scoring or credit reference agencies?

Why is the APR range offered so wide?

When will I need to repay the loan?

How do I repay the loan?

What is a Continuous Payment Authority?

Is the information I submit when applying for a loan secure?

I don’t have a debit card - can I still apply?

What if I have problems paying?

How does Loanly get paid?

Legals

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Legals