Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Comparing your results… We're done, you'll now be redirected After checking 30 lenders a loan wasn't possible on this occasion - but don't worry, we are passing you to our partner Money Wellness to look at alternatives. Good news, You’ve been matched with a loan through our panel. We’ll redirect you now to complete your application.

Matching you to your ideal lender,
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Borrow £100 to £10,000
We compare over 30 UK lenders
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Borrow £100 to £10,000

We search over 20 lenders

How much would you like? *

Over how long? *

79.5% APR Representative

Tell us about yourself

Your personal details are needed to match you to the best loan rates or, in some circumstances, alternative products and services available. We will provide our panel of lenders and brokers with these details to check your eligibility and carry out a soft search. If we can't match you to a loan, we will also share your details with firms who provide alternative products and services which we believe may be suitable. This will not affect your credit rating. See our privacy policy for more information.

What’s the purpose of your loan? *

Car loan

Pay off
debts

Home improvements

Pay bills

Short term
cash

Other

If you're struggling with debt see our FAQ's.

Please choose the option closest to your circumstances, or if none are applicable, choose "Other"

Title *

Miss

Mrs

We will use your personal information as explained in our privacy policy.

What's your first name? *

...and your last name? *

What is your date of birth? *

Lenders use eligibility criteria to assess credit applications which can include your age, for more information please see our FAQ's.

What is your email address? *

Mobile phone number *

100% confidential - no one will ever call you

What is your marital status? *

Single

Married

Divorced

Other

How many people depend on you financially? *

None

Please include any children, family members or household members who fully rely on you for anything financial.

What is your postcode? *

Enter address manually

We just need to check you have a valid permanent UK address.

Home Status *

Home
owner

Private
tenant

Council
tenant

Living with
family

How long have you lived at this address? *

Less than
1 Year

1 - 2 Years

2 - 3 Years

3 - 4 Years

4 - 5 Years

More than
5 years

What is your employment status? *

Full time

Part time

Temporary
employment

Self
employed

Student working part time

Full time student

Retired

On
benefits

Unemployed

Lenders are unlikely to accept customer's who are on benefits. If you're struggling with debt see our FAQ's.

Lenders are unlikely to accept customer's who are unemployed. If you're struggling with debt see our FAQ's.

Lenders are less likely to accept customers who are students without regular income from employment, please see our FAQ's.

Employers Name *

This process is 100% confidential – we will never inform your employer

This process is 100% confidential – we will never inform your employer

Your Employment Industry *

Healthcare

Construction /
Manufacturing

Banking /
Insurance

Education /
Civil Service

Retail /
Hospitality

Telecom /
Utilities

Other Office
Based Industry

Other Non
Office Based

Military

Job Title *

Time in Current Job How long have you been on benefits? How long have you been retired? How long have you been unemployed? How long have you been self employed? How long have you been a student? *

Less than
1 Year

1 - 2

2 - 3

3 - 4

4 - 5

More than
5 Years

How often are you paid? How often do you recieve an income? How often do you recieve benefits? How often do you recieve your pension? How often do you get paid? How often do you recieve income? *

Monthly Take Home Pay Monthly Benefit Income Monthly Income Monthly Take Home Pension Income Monthly Take Home Income Monthly Income Monthly Income *

The loan amount you're looking to borrow is high when you take into consideration your age and total annual income. More info.

This is how much you are paid after deductions such as tax, national insurance etc.

Please specify your total benefit income. If you receive more than one type of benefits, please include all of them

Please specify your total monthly income. If you receive more than one type of income, please include all of them

Are you sure this is correct? Remember, this is your monthly take home income, not annual income.

This is how much you are paid after deductions such as tax, national insurance etc.

Monthly Mortgage / Rent *

Monthly loan repayments *

Please include any current loan or credit repayments.

Monthly utility bills *

Monthly transport costs *

Monthly food costs *

Other monthly outgoings *

Other outgoings are payments you consistently make monthly, that are not included above.

This is secure and cannot be used to take any repayments from you. Your repayment details are taken after you receive your no obligation quote and proceed.

Do you have a debit card? *

Visa

Mastercard

I don't have a
debit card

This is just for confirmation – you need to have a valid UK debit card to be eligible for a loan.

Bank account number *

We cannot use these details to take any repayments from you. Your repayment details are taken after you receive your no obligation quote and proceed.

Bank sort code *

BRAND NEW FOR 2018

Try our brand new autoQuote service exclusive to Loanly.

We automatically check and let you know when you qualify for a new loan or credit product.

Free service No impact to your credit rating

If you would like to use this service, please select your preferred frequency:

Monthly

Every
3
months

When I
qualify

Never

AutoQuote powered by Loanly will store the information you’ve provided on this form and re-submit it to our select panel of credit providers and brokers at the frequency selected by you. In order to determine your eligibility for a new loan or credit product, they’ll perform a soft search on each occasion – this will not affect your credit score. Each time autoQuote finds a new loan deal for you, we’ll let you know by SMS.

By submitting your application form, you are agreeing with our terms and conditions and confirming that you have read our privacy policy. You understand that Digitonomy Limited will carry out a soft search on your credit file to match you with the most suitable lender(s) or broker(s) on our panel, and that they may also carry out a soft search to assess your eligibility for the product you are applying for. These searches will only be visible to you and they will not affect your credit rating. If we cannot find you a loan, we may transfer you directly to alternative firms and services, such as credit builder tools, (these could incur a monthly fee if you choose to use them), or alternatively firms who provide debt advice.

We’d like to stay in contact with you using the details you have provided to make sure you find the product or service you’ve requested and to tell you about our related Credit cards
Guarantor Loans
Secured Loans
Debt Solutions
Credit Reporting
Home Credit
Bank Accounts
Finance Apps
Other lines of creditproducts and services. Untick this box if you don't want us to do this

Get my personalised quote

View FAQ's

Will I be accepted for an unsecured loan?

Loanly can check whether you are likely to be accepted for a loan by the lenders on our panel. If we match you with a lender, there is a good chance you will be accepted for the loan provided the details you have provided to us are accurate. Lenders will typically review your credit report and look at your income, employment, and debt-to-income ratio to determine your ability to repay the loan.

What is a soft search?

A soft search is a way for lenders and brokers to check your creditworthiness without making an entry on your credit report. It does not affect your credit score and can give you an idea of your chances of getting approved for a loan or credit card. It is only visible to you on your credit report and can not be seen by other lenders on any future hard searches that are conducted.

What is a Representative APR?

Representative APR is the annual percentage rate that 51% of customers have been offered for the financial product that is being advertised. It gives you an idea of the overall cost of the loan including interest and any additional fees. Representative APR is often used to compare different credit products and their costs.

How much money can I borrow?

Loanly can search for loans between £100 and £10,000. You can choose to apply for any amount you wish, however you could find it harder to get approved for a greater loan amount – particularly if you have a low income in comparison to the monthly repayments or have ongoing credit obligations.

I’m worried about my finances, what can I do?

If you are worried about debt or your personal finances, you can take the first step towards getting back in control with free, impartial advice from moneyhelper.org.uk or take StepChange’s Money Health Check at stepchange.org.

I am on benefits; can I get a loan?

If benefit payments are your only source of income, you may find it difficult to be approved for a loan. Most lenders will not accept applicants who are unemployed. However, if you are in receipt of benefits in addition to a regular income from part or full-time employment, you may still be eligible for a loan.

I am a student; can I get a loan?

If you are a student in full-time education, you are unlikely to be eligible for a loan unless you have a reliable source of income from employment.

I am unemployed; can I get a loan?

If you are unemployed, it is unlikely that you will be approved for a loan. Most lenders will not consider loan applications where the applicant does not have a source of regular income to make repayments.

Can I get a loan to consolidate my existing debt?

Loanly may be able to help you find a loan to consolidate existing lines of credit. When looking to do so, you should consider whether the APR of the loan you are matched with is less than the APR of your existing debt. If it is lower, a debt consolidation loan could help to make your debt repayments more manageable. If you wish to get advice on any outstanding debts please visit StepChange.

What will happen if I am unsuccessful in my application?

If your application with Loanly does not return a match with any of our loan providers, we may show you alternative credit products which may be suitable for you. This might include credit card products, credit builder tools and debt management solutions. Loanly only soft searches your credit file, so your credit score will not be impacted regardless of the outcome of your application.

Data Protection

We want to be clear about how we will use your personal information when you use our website to find a product or service. Although full details are contained in our Privacy Policy, we wanted to draw your attention to the following important points:

So that we can match you to the right lender or broker on our panel, we will need to carry out a soft search. We do this by sharing the personal data in your application form with Equifax Limited who are a credit reference agency. We then share your application with certain lenders and brokers on our panel who will also carry out a soft search to assess your eligibility for the product or service you are using our website to find. Soft searches do not affect your credit rating and are only visible to you and the firm that made them.

For more information about how Equifax, a credit reference agency may use your personal information, you can read the Credit Reference Agency Information Notice here or you can ask Equifax for a copy. You can also read Equifax’s privacy policy here.

In order that we can provide the best possible service to our customers, we will profile your personal data. This means that we will use your personal data to build a more informed picture of you so that we can stay in contact with you about our similar products and services from time to time (see section 7 of our privacy policy). You can object to this profiling at any time by contacting us

Other important information

*Once approved, your cash could be sent within minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Loanly is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders for the purposes of entering into short-term unsecured loan agreements.

Loanly will provide every effort to find you a loan. If we are not able to do this, we may transfer you directly to alternative firms and services which may incur a monthly fee, such as alternative firms and services, such as credit builder tools, which may charge a monthly fees if you chose to use them.

Loanly does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.

Loanly is a registered Trading Name of Digitonomy Limited, Registered in England and Wales (Company number 08385135), Registered Office: Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Digitonomy Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number:  690249. Licenced by the Information Commissioners Office, (registration number ZA007309)

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

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